Terms of Use

You should read these Terms of Use before accessing this web site. They set out the terms and conditions which apply to its access and use..

By viewing and/or contributing to the Money Moves Markets journal contained within this web site (the Journal) you accept, and agree to abide by, these Terms of Use.

About Us

This web site is owned and operated by Janus Henderson Investors. Janus Henderson Investors is the name under which Janus Capital International Limited (reg. no. 3594615), Henderson Global Investors Limited (reg. no. 906355), Henderson Fund Management Limited (reg. no. 2607112), Henderson Investment Funds Limited (reg. no. 2678531), Henderson Investment Management Limited (reg. no. 1795354), Henderson Alternative Investment Advisor Limited (reg. no. 962757), Henderson Equity Partners Limited (reg. no.2606646) (each incorporated and registered in England and Wales with registered office at 201 Bishopsgate, London EC2M 3AE and authorised and regulated by the Financial Services Authority) provide investment products and services. Intended Audience

The Journal is intended only for the use of Independent Financial Advisors (IFAs) and other professionally recognised financial intermediaries. Whilst the information available on this site may be used by IFAs to make recommendations to their clients, it is not intended for direct use by members of the public. Should you access the Journal, you will be representing and warranting that you are an IFA or other professionally recognised financial intermediary.

Comments on the Journal and Questions

Before making a Comment, you must provide your name and by doing so you confirm your acceptance of these Terms of Use. Your name will appear as part of your Comment if and when published.

Any comment on the Journal (a Comment) must comply with the Content Standards, in spirit as well as to the letter.

Every Comment submitted will be checked for compliance with the Content Standards before it is published. Whether any Comment is chosen for publication is entirely at Henderson Global Investors’ discretion. No guarantee is given that all Comments will be published or how quickly Comments will be posted on the Journal. Comments may subsequently be edited or removed.

Disclaimer of Liability

The contents of this Journal, including any comments posted by users, are the author’s personal opinion. Whilst the author of the Journal may be associated with Janus Henderson Investors, his views and opinions as expressed in the Journal do not necessarily represent the views or opinions of any company within the Janus Henderson Group. Janus HendersonInvestors disclaims all liability for such views and opinions and for the provision, content, access and use of the Journal. In particular, no responsibility or liability is accepted by any member of the Janus Henderson Group for any action taken on the basis of the contents of the Journal.

The contents of the Journal do not constitute or form part of an offer or solicitation to issue, sell, subscribe or purchase any investment and are not intended to amount to investment advice or other advice on which reliance should be placed.

The Journal does not offer investment advice. It is intended to provide a general commentary only. You must not rely upon its contents as a basis for any investment decision.

The information contained in the Journal may be amended at any time without notice.

By accessing the Journal, you are agreeing to the exclusion by us, so far as this is permitted under the provisions of the UK Financial Services and Markets Act (or any replacement legislation insofar as such legislation permits such a statement to be made) and the applicable UK regulatory system, of any liability for any direct, indirect, punitive, consequential, incidental, special or other damages, including without limitation, loss of profits, revenue or data arising out of or relating to your use of and our provision of this web site and content regardless of the form of action, whether based on contract, tort (negligence), warranty, statute or otherwise, and regardless of whether we have been advised of the possibility of such damages. If you are dissatisfied with any portion of this web site, or of these Terms of Use, your sole and exclusive remedy is to discontinue your use of the Journal.

Internet Transmissions

You should be aware that the internet is not a completely reliable transmission medium. We do not accept any liability for any data transmission errors such as data loss or damage or alteration of any kind.

Messages that you send to the Journal by e-mail may not be secure. Accordingly, you should not send any confidential information to the Journal by e-mail. If you choose to send any confidential information via e-mail, you do so at your own risk with the knowledge that a third party may intercept this information.

Complaints

If you wish to complain about any post and/or Comment, please write to us at MoneyMovesMarkets@janushenderson.com or Janus Henderson Investors, 201 Bishopsgate, London EC2M 3AE. The post or Comment will then be reviewed to ascertain whether it complies with the Content Standards.

We may record telephone calls for our mutual protection and to improve customer service.

Your use of the Journal

Otherwise than as specifically set out, the information in the Journal must in no circumstances be copied, reproduced or redistributed in whole or in part. You may download or print copies of individual pages within the Journal for your own private use only, provided that you do not change any copyright, trademark or other proprietary notices. All intellectual and other property information contained in this web site shall continue to be held by us and no rights of any kind in it shall pass to you.

Third Party Links

The Journal may contain or be linked to advice or statements of third parties. Such information is not verified, reviewed or updated and any use made of such information is at your own risk. No representation is made as to the accuracy, completeness, timeliness or suitability of such information and we will not accept any liability arising out of the preparation or provision of such information.

Changes to Terms of Use

These Terms of Use may be updated from time to time. If you choose to bookmark pages within this web site for future use, you agree that it is your responsibility to check if any such updates have been made since you last visited this web site.

Your personal data

We take the privacy of visitors to our web sites very seriously and we are concerned to protect your personal data. We believe it is important that you know how we treat the information about you that we receive through this web site. Therefore we will only use your personal information in accordance with the Journal’s Privacy Policy, set out below.

Privacy Policy

What information do we collect?

We may collect, store and use the following kinds of personal data:
(a) information about your visits to and use of this website;
(b) information that you provide to us for the purpose of registering with us and/or subscribing to our website services and/or email notifications.
We may collect, store and use non-personal data about your visits to and use of this website.

Our use of your personal data

Personal data submitted on this website will be used for the purposes specified in this Privacy Policy or in relevant parts of the website.

In addition to the uses identified elsewhere in this Privacy Policy, we may use your personal information to:
(a) improve your browsing experience by personalising the website;
(b) send information (other than marketing communications) to you which we think may be of interest to you by post or by email or similar technology;
(c) send to you marketing communications relating to our business or the businesses of carefully-selected third parties which we think may be of interest to you by post or, where you have specifically agreed to this, by email or similar technology.
(d) provide other companies with statistical information about our users – but this information will not be used to identify any individual user. We will ensure that any such third parties will only use your information in accordance with this privacy policy.

The data that Janus Henderson collect from you may be transferred to, and stored at, a destination outside the European Economic Area ("EEA"), including to countries that do not offer the same level of protection. It may also be processed by staff operating outside the EEA who work for Janus Henderson or for one of our business partners. By submitting your personal data, you agree to this transfer, storing or processing. Janus Henderson will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy. Janus Henderson may further disclose your information to comply with any legal or regulatory requirements.

Accessing and correcting your information and preferences

You have the right, at any time, to access and correct your personal information and privacy preferences or request to be removed from our mailing lists by writing to us at MoneyMovesMarkets@janushenderson.com or Janus HendersonInvestors, 201 Bishopsgate, London, EC2M 3AE.

Questions

If you have any questions in relation to the information held about you or how that information is being used, please feel free to write to us at MoneyMovesMarkets@janushenderson.com or Janus Henderson Investors, 201 Bishopsgate, London EC2M 3AE.

Governing Law

Your use of the web site and any dispute arising in relation to the Journal is governed by the laws of England and Wales.